Power Lineman Magazine REACH Article.pdf


FREQUENTLY ASKED QUESTIONS...


What is REACH for KCP&L employees?
REACH is a special 501(c)3 nonprofit charity established to provide emergency financial assistance to employees who are unable to afford their basic living expenses because of unplanned events such as an illness, injury, death or natural disaster.   The Fund may also assist with essential funeral expenses in certain instances for an employee, spouse, minor child or dependent for whom the employee has complete responsibility for care and financial support.


How is REACH funded?
​Opportunities for fund raising, such as special fund raising events, may occur during the year.  KCP&L may also authorize employees to have a dollar amount deducted from their paycheck to be contributed.  REACH may also accept memorial gifts or contributions from outside the Company.  Contributions are tax deductible (subject to Internal Revenue Code limits on contributions to 501 (c)(3) organizations.)

For every dollar you donate, the Company will match 50 cents. 

Who is eligible to receive funds?
REACH is available to all regular employees of KCP&L who have completed six months of service who face catastrophic medical or personal situations for which they could not have planned or budgeted, and only when they have done all they can to help themselves.  Generally, the fund is available to help with situations within the immediate family (dependents as classified by IRS regulations).

KCP&L employees can take a number of other steps to reduce their exposure to various catastrophic situations, such as carrying Long-Term Disability, Dependent Life Insurance, Home Owner's or Renters' Insurance, and Life Insurance.

Business Agents for the Locals are not eligible for any assistance from the fund.  No member of the Board of Directors of REACH will be a permitted recipient of any assistance from the fund during his or her tenure on the Board.  

What kind of situations might apply?
The Fund's decisions are meant to help KCP&L employees over a short-term financial "hump" in truly catastrophic situations, rather than provide continuous help for an extended period.  It is expected that the employee must make any required long-term adjustment.  Assistance from the Fund is not insurance or an employee benefit.

Some examples might be helping with out-of-pocket medical expenses, monthly living expenses, and medical appliance costs, etc.

Does the applicant fill out an application?
Yes.  The applicant may complete an application from this website and email to REACH@kcpl.com, or hard copy applications can be found on the Employee Information Board at all company locations, or can be requested by email. Electronic submission by email tends to provide the most timely processing time. In the event of incapacity, another responsible person acting on behalf of the employee could submit the request.

Hard copy applications should be mailed to: 

Interoffice mail:
REACH (Confidential)
Hawthorn Station


U.S. Mail:
REACH
8700 E Front St.
Kansas City, MO  64120

Who makes the decisions?
The Board of Directors governs the decisions on assistance from REACH.  The Directors must decide between "unfortunate" situations and truly "catastrophic" situations.  The Board must be "independent" within IRS standards.  This means that at all times a majority of the members of the Board consists of persons who are not in a position to exercise substantial influence over the affairs of KCP&L.  With this limitation, employees of KCP&L may serve as some or even all of the Board members. 

Because of the nature of the topics for discussion in Fund Disbursement Committee meetings, all personal information regarding requestor's needs and any other information that may be brought forth in support of making fund disbursement decisions must be kept confidential by all Committee members.

Is there a maximum amount that REACH can give to an individual?
There is currently no cap on the amount that may be given to an individual through a direct grant.  However, the Board, at its sole discretion, may adopt a policy limiting the maximum amount that may be given to any individual.How often does the Board meet?
The Board will meets on a monthly basis and as often as necessary to consider requests via phone conference calls.
How can contributions be made to REACH?

Contributions can be made to REACH by payroll deduction or through one-time or isolated donations.  REACH may also accept gifts or contributions from outside the Company.  Contributions are tax deductible.

For every dollar you donate, the Company will match 50 cents.

Where can employees get additional information or an application?
Information and an application can be obtained through this website, on the Employee Information Board at all company locations or can be requested by email.  

In the event of incapacity, another responsible person acting on behalf of the employee could submit the request.

Will requests for funds be confidential?
Yes.  Because of the nature of the topics for discussion, all personal information regarding requestor's needs and any other information that may be brought forth in support of making fund disbursement decisions must be kept confidential by all Committee members.How will I know that you've received my donation?
Each donor - no matter what method they make their donation - will receive an acknowledgement from REACH validating receipt of their gift and that no goods or services were exchanged for their gift. Additionally, if you give through automatic payroll donation, you will see a line item on your pay stub showing the amount donated that pay period and the year-to-date amounts given to REACH.

What documentation do I need to file my taxes?
If you are donating through payroll deduction, your end-of-year pay stub is an acceptable form of documentation to file taxes. Cancelled checks are also acceptable forms of documentation. Additionally, each donor - no matter what method they make their donation - will receive an acknowledgement from REACH validating receipt of their gift and that no goods or services were exchanged for their gift. If you misplace your original acknowledgement, you may e-mail REACH to request a new one.  (Please allow 1-2 weeks from the time you send the request.) 


Is my donation to REACH tax-deductible?
Yes. Because REACH is a 501 (c) (3) charity, all donations are tax-deductible.

How can I make a donation?
You can make a donation to REACH through the following ways:

Automatic payroll donation (continues until cancelled by the employee)
Check donation

I'm currently on a leave of absence from my job. Can I still apply for REACH assistance?
Yes. Employees of KCP&L,  whether active or on a company approved leave of absence, are eligible to apply for REACH assistance.

In the event of incapacity, another responsible person acting on behalf of the employee could submit the request.

Because of the nature of the topics for discussion in Fund Disbursement Committee meetings, all personal information regarding requestor's needs and any other information that may be brought forth in support of making fund disbursement decisions must be kept confidential by all Committee members.


I borrowed money from my friends and family to help me get caught up on my bills. Will REACH reimburse me so that I can pay them back?
No. REACH is available for those employees who do not have the means themselves or other resources available to pay their living expenses.

I donate to REACH. Doesn't that make me automatically eligible for assistance?
No. Eligibility is determined by the employee's need and circumstance. Donating to REACH is like giving to any other charity. We're hopeful our employees donate to help others in need, not as an expectation that they deserve something in return for their gift.

A group of employees has 'passed the hat' or held their own fundraiser for an employee in need and submitted a Matching Grant Request. Is the employee still eligible to apply for a direct grant?
Yes, being a recipient of the matching grant does not exclude the employee for applying for a direct grant.

Why do applications for assistance get denied?
Most denials occur due to the fact an application does not meet the criteria or eligibility requirements. In addition, applications may be denied because the requested documentation is not supplied.

Further Assistance
At times, it is possible that the REACH fund cannot provide assistance, or further assistance may be needed.

Provided below is a list of local agencies an employee may turn to for disaster/emergency assistance. 

American Red Cross
American Red Cross - Greater Kansas City Chapter
Catholic Charities of Kansas City - St. Joseph
Catholic Charities of Northeast Kansas
Greater Kansas City United Way 2-1-1
Salvation Army - Kansas and Western Missouri
Working Families Friend www.WFFriend.org

Contact Us: reach@kcpl.com